Buy Auto Warranties from the Source: Most online car extended warranty coverages are more affordable and more comprehensive than the dealer’s offerings.

Auto Warranty Coverage for Breakdown AND Wear & Tear: Many warranties only cover mechanical breakdown, not wear and tear.

Well Funded and Insured Car Warranty Administrator: You want an administrator who deposits part of your purchase price into an insured "Claims Reserve Account" to assure sufficient funds pay a covered claim.

Reinsurance should have "A" Rating on A.M. Best: Re-insurers backup the insurance that protects the warranty. Should the insurer fail from excessive claims, the re-insurance kicks in.

$0 Deductible: Some auto warranty contracts charge deductibles. Avoid the issue altogether with a $0 deductible.

Don't Have to Buy the Auto Warranty Immediately After Buying the Car: Most auto warranties allow you to buy later. But don't wait too long, buy car warranties at today's lower cost to protect against increases.

Car Rental & Towing: If your car is in the shop overnight, you want car rental reimbursement, and towing. Know that it's covered as well.

Repairs Can Be Done at Any ASE Certified Repair Shop: Use a warranty that allows repairs at any ASE certified shop.

Auto Warranty that Pays the Repair Shop Directly: Some warranties make you pay first, allowing them to get out of paying. Choose a warranty that pays the repair shop directly.